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Understanding Rent to Own Furniture Agreements

In rent to own, you enter in an agreement with a furniture store to acquire furniture through lease and you will repay in weekly or monthly repayments. In this agreement, you have an option to buy the furniture in question based on the terms of the agreement in place. The main distinguishing factor about rent to own furniture is that you can actually decide to purchase the furniture through a hire purchase plan when needed. If you have rented for a short period and have no intention to buy, the agreement will be terminated when you return the furniture.

In rent to own, a consumer can choose to renew the lease on a weekly or monthly basis by making renewal payments. A customer can choose to return the furniture without any obligations, thus terminating the agreement. A client can also decide to make interval payments and terminate when he or she wants to without having any problems hindering the termination.

More often than not an alternative purchase option is provided whereby the consumer is allowed to pay off the remaining balance on the agreement at any point in time in order to obtain permanent ownership of the piece of furniture. If you think there are some features that are very important you, ensure that you include them in the agreement. You should make a list of the features and don’t leave any of them out of the agreement during negotiation.
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A lot of consumers usually decide to go for rent to own furniture due to lack of a credit check. Other reasons include the ability to obtain pieces of furniture they otherwise could not, and the convenience and flexibility of the rent to own transaction. In rent to own acquisition of furniture, both the buyer and seller agree to certain terms and all of the terms can be changed to suit everyone’s needs.
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Rent to own is very different to the traditional method of acquiring furniture that requires you to pay the full amount before you take the furniture home. This is because rent to own includes delivery, assembly, and repair in their services unlike the traditional installment plans. Using this plan, you will not only get the best furniture, but also at no extra costs.

If you no longer need a piece of furniture, you can return it to the rent to own center without any repercussions whatsoever. Most rent to own centers have a tendency to pick furniture that customers have decided they are no longer in need of. Cash options are offered for a certain number of months into the rental agreement.